clear prices, no quotes

simple car hire excess insurance

why buy car hire excess insurance?

Avoid excess charges up to £2000 for rental car damages

Avoid excess charges up to £2000 for rental car damages

Stay protected, no matter who's at fault

Stay protected, no matter who's at fault

Affordable rental car excess cover for complete peace of mind

Affordable rental car excess cover for complete peace of mind

Quick, hassle-free coverage in just a few clicks

Quick, hassle-free coverage in just a few clicks

we keep it simple
(so you can relax)

Step into a seamless car hire experience with SimplyExcess. We've designed our services to take the stress out of car rental excess coverage.

No more baffling terms or concealed charges - no long tedious quote filling - just simple, straightforward protection.

A few easy clicks are all it takes to secure robust coverage, leaving you to focus on the journey ahead. We're here to handle the details, so you can navigate your next car hire with peace and confidence.

With SimplyExcess, your worry-free journey awaits.

Keeping it simple so you can relax

frequently asked questions

Q: Are courtesy cars covered?

Yes - provided you have a signed car rental agreement in place for the loan car, as this will confirm you as acceptable as a car hire excess customer. In addition to a signed car rental agreement, and in the event of a claim, you will be required to provide damage reports, etc.

However, please note that you would not be covered under this car hire excess policy if you use your own personal car insurance (i.e. the loan car is insured by your policy - not by the garage/dealership providing the car) and only take out this SimplyExcess car hire waiver. A car hire excess claim would not be considered in such circumstances.

Q: Does your excess policy cover tyres, windscreens and keys?

Our car hire excess insurance policies includes cover for windows, tyres, wheels, headlights, undercarriage, & roof.

Q: What is car hire excess insurance?

Car hire excess insurance protects you from having to pay for the extra costs associated with insuring a rental car. It covers any damage to the car during the rental period that is not covered by your rental company's insurance policy, up to a certain amount. Our policies offer coverage for those excess costs, so you don't have to worry about them.

Q: What is the difference between a Daily and an Annual policy?

The Daily/Single Trip policy cover one or more consecutive Car Rental Agreements within the period of insurance shown on your Certificate of Insurance, up to a maximum of 90 days. Only one rental vehicle may be covered at one time. The annual cover provides unlimited individual Car Rental Agreements, up to a maximum of 31 days per agreement during the period of insurance as shown on your Certificate of Insurance. Only one rental vehicle may be covered at one time unless you have selected the Optional Joint Cover.

Q: What is the procedure for filing a claim?

If the rental company charges you for damage to the vehicle, you will need to pay the charge (which will be debited from your credit card), and then you can submit a claim to us through our online claims process in order to get your money back. You can download a claims form here: www.simplyexcess.com.

Q: Do your policies cover van hire?

No. At the moment we are unable to offer cover for van rentals.

Q: How do I use excess protection Worldwide?

When you get to the car rental desk, don't buy their excess insurance. You don't need to show them your policy with SimplyExcess, but they will ask for your credit card so they can block out the amount of excess you are responsible for. If the rental company charges you for something that is covered by your policy, you can make a claim with us to get reimbursed. You can download a claims form here: www.simplyexcess.com

Q: How does SimplyExcess work?

With SimplyExcess.com car hire excess policies, you can save money by declining the extra cover offered at the car rental company's desk. When there is damage to the vehicle, they are unlikely to charge your credit card unless the amount is small and will likely contact our claims management company instead. To ensure that all circumstances in which damage was sustained are documented, you must submit a claim form as part of your policy coverage.


SimplyExcess commitment to a greener environment
sustainability matters
SimplyExcess supports Ecologi
SimplyExcess supports MakeItWild

At SimplyExcess, we're reshaping car hire excess insurance with a keen eye on sustainability. We've joined hands with Tree-Nation, Ecologi and MakeItWild to integrate environmental consciousness into our services.

We're not just about car hire excess cover, we're about doing it responsibly. You can find out more about our approach here.

Our clients are incentivized to opt for electric and hybrid car rentals with enticing discounts on our single trip policies. We believe that choosing car hire excess insurance should be as simple as it is eco-friendly.

Step into a greener, brighter future with SimplyExcess – your responsible choice for car hire excess cover.

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Simple and affordable car hire excess insurance