no forms, no fuss

simple car hire excess insurance

why buy car hire excess insurance?

Avoid excess charges up to £2000 for rental car damages

Avoid excess charges up to £2000 for rental car damages

Stay protected, no matter who's at fault

Stay protected, no matter who's at fault

Affordable rental car excess cover for complete peace of mind

Affordable rental car excess cover for complete peace of mind

Quick, hassle-free coverage in just a few clicks

Quick, hassle-free coverage in just a few clicks

we keep it simple
(so you can relax)

Step into a seamless car hire experience with SimplyExcess. We've designed our services to take the stress out of car rental excess coverage.

No more baffling terms or concealed charges - no long tedious quote filling - just simple, straightforward protection.

A few easy clicks are all it takes to secure robust coverage, leaving you to focus on the journey ahead. We're here to handle the details, so you can navigate your next car hire with peace and confidence.

With SimplyExcess, your worry-free journey awaits.

Keeping it simple so you can relax

frequently asked questions

Q: What is car hire excess insurance?

Car hire excess insurance protects you from having to pay for the extra costs associated with insuring a rental car. It covers any damage to the car during the rental period that is not covered by your rental company's insurance policy, up to a certain amount. Our policies offer coverage for those excess costs, so you don't have to worry about them.

Q: Do your policies cover van hire?

No. At the moment we are unable to offer cover for van rentals.

Q: What type of insurance do I need when renting a car?

When renting a car, the standard coverage typically includes Collision Damage Waiver (CDW), Theft, and Third Party Liability. However, in the event of theft or damage to the vehicle, you may still be responsible for an Excess fee, ranging from £500 to £1500 or more. While you can buy Excess insurance from car rental desks for approximately £10 to £20 per day, it often excludes damage to tires, windows, roof, or undercarriage. SimplyExcess provides a more affordable option for Excess Car Hire Insurance, ranging from just £2.99 for one day's cover to £12.99 for a week. Their coverage extends to additional damages, unlike standard offerings. You can purchase this insurance directly through SimplyExcess; the Voyager Daysaway policy costs range from just £3.99 for one day's cover to £14.99 for a week, while the Annual Europe policy is priced at £30.99 annually.

Q: How does SimplyExcess work?

With SimplyExcess.com car hire excess policies, you can save money by declining the extra cover offered at the car rental company's desk. When there is damage to the vehicle, they are unlikely to charge your credit card unless the amount is small and will likely contact our claims management company instead. To ensure that all circumstances in which damage was sustained are documented, you must submit a claim form as part of your policy coverage.

Q: Are courtesy cars covered?

Yes - provided you have a signed car rental agreement in place for the loan car, as this will confirm you as acceptable as a car hire excess customer. In addition to a signed car rental agreement, and in the event of a claim, you will be required to provide damage reports, etc.

However, please note that you would not be covered under this car hire excess policy if you use your own personal car insurance (i.e. the loan car is insured by your policy - not by the garage/dealership providing the car) and only take out this SimplyExcess car hire waiver. A car hire excess claim would not be considered in such circumstances.

Q: Does your excess policy cover tyres, windscreens and keys?

Our car hire excess insurance policies includes cover for windows, tyres, wheels, headlights, undercarriage, & roof.

Q: Are the windows, tyres, wheels, headlights, undercarriage, & roof of the rental vehicle covered by insurance?

Yes

Q: Do you have to be a UK resident to buy this cover?

Currently, yes.


SimplyExcess commitment to a greener environment
sustainability matters
SimplyExcess supports Ecologi
SimplyExcess supports MakeItWild

At SimplyExcess, we're reshaping car hire excess insurance with a keen eye on sustainability. We've joined hands with Tree-Nation, Ecologi and MakeItWild to integrate environmental consciousness into our services.

We're not just about car hire excess cover, we're about doing it responsibly. You can find out more about our approach here.

Our clients are incentivized to opt for electric and hybrid car rentals with enticing discounts on our single trip policies. We believe that choosing car hire excess insurance should be as simple as it is eco-friendly.

Step into a greener, brighter future with SimplyExcess – your responsible choice for car hire excess cover.

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