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Why choose SimplyExcess?

More cover. Fewer gaps. No surprises.

Awards & recognition

SimplyExcess has been recognised by consumer champions Which? as well as industry bodies including SME News and BFSI Insider. Our policies are built around the areas that matter most when comparing car hire excess cover — strong levels of protection, clear terms, and a sensible balance between price and cover.

These are the factors typically considered in independent assessments, and they form the basis of the comparison below.
Excess Cover Towing Costs Admin Charges Loss of Use Personal Possessions Lockout & Keys Misfuelling Curtailment Drop Off Road Rage/ Carjacking Excess payable
SimplyExcess £10,000 £1,000 £2,500 £500 £500 £3,000 £3,000 £300 £500 £3,000 £0
iCar Hire £6,000 £1,000 Covered - amount not specified Covered - amount not specified Not covered £500 £100 £300 £300 £1,000 £250
Leisure Guard £10,000 £500 £200 £500 Not covered £500 £500 Not covered £300 Not covered £0
Eversure £7,000 £1,000 Covered - amount not specified Covered - amount not specified £300 £500 £500 £300 £300 £1,000 £0
Bettersafe £7,500 Covered - amount not specified Covered - amount not specified Covered - amount not specified Not covered £500 £500 Not covered £300 £1,000 £0
Reduce My Excess £10,000 £1,000 £7,000 Not covered £300 £500 £1,000 £300 £300 £1,000 £0
Car Hire Excess £7,500 Covered - amount not specified Covered - amount not specified Covered - amount not specified £500 £500 £500 Not covered Not covered £1,000 £0
Worldwide Insure £5,000 £500 £50 Covered - amount not specified Not covered Not covered Not covered Not covered Not covered Not covered £0
Questor £10,000 £750 £500 Covered - amount not specified £300 £500 £500 £300 £300 Not covered £0
Insurance4carhire at Swinton £6,500 Covered - amount not specified Covered - amount not specified Covered - amount not specified £300 £500 £500 £300 £300 £1,000 £0
Gigasure £6,000 £100 £100 Not covered Not covered £500 £500 Not covered £300 £1,000 £0
Coverage amounts accurate as at November 2024

No surprises. Just straightforward cover.

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