Introduction
We’re proud to share that SimplyExcess has been named Best Car Hire Excess Insurance Company 2025 by SME News. The award recognises our commitment to clear pricing, straightforward cover, and a refreshingly simple approach to claims — all designed to make car hire less stressful and more transparent for travellers.
Recognised for Clarity, Value, and Simplicity
The SME News award celebrates businesses that demonstrate excellence, consistency, and customer focus within their sector. For SimplyExcess, this recognition reflects what we set out to do from day one: remove confusion from car hire excess insurance and give customers control over their cover.
Our policies are designed to be easy to understand, competitively priced, and sold on a standalone basis — so customers can confidently decline expensive rental-desk insurance and still enjoy comprehensive protection.
No Forms, No Fuss, No Pressure
Car hire insurance has a reputation for complexity, hidden exclusions, and high-pressure sales at the rental desk. We take a different approach. Our excess policies are built around clarity and fairness, with straightforward wording and a claims process that avoids lengthy forms and unnecessary friction.
This focus on simplicity has earned us the trust of thousands of drivers who value transparency, control, and cover done well.
Market-Leading Prices Without Compromise
One of the key reasons customers choose SimplyExcess is value. Rental companies often charge high daily rates for their excess waivers, which can quickly exceed the cost of an entire trip. By contrast, our policies offer cheap car hire excess insurance without cutting corners on cover.
Whether it’s a short UK rental, a European road trip, or a longer international journey, customers can select a policy that matches their travel plans without paying for cover they don’t need.
Designed for Real-World Travel
All SimplyExcess policies provide the same comprehensive level of cover, with pricing that varies only by region and duration. Our weekly policies are deliberately structured so that small extensions beyond seven days don’t result in disproportionate extra charges — a common frustration for frequent travellers.
We also offer discounts for electric and hybrid vehicle rentals, supporting more sustainable travel choices while keeping insurance costs down.
Independent Recognition That Matters
Being recognised by SME News is particularly meaningful because it reflects independent assessment rather than customer nominations alone. It reinforces our belief that clarity, fairness, and good value still matter in insurance — especially in areas where consumers often feel pressured or confused.
You can view the official winners listing on the SME News website.
Looking Ahead
As we move into 2026, our focus remains unchanged: keep excess insurance simple, affordable, and customer-led. This award is a milestone, but it’s also a reminder to keep raising the bar — improving clarity, refining pricing, and making the car hire experience less stressful for drivers everywhere.
Conclusion
We’re grateful to SME News for this recognition, and to our customers for trusting SimplyExcess to do things differently. If you’re planning your next trip and want clear, standalone cover without the rental-desk hard sell, explore our car hire excess insurance policies today.