Last updated: June 15 2026
Thinking of Switching to SimplyExcess?
Looking for an alternative to companies like Insurance4carhire? You're not alone. Many drivers are now choosing SimplyExcess for better coverage and lower prices.
You may have used one of our competitors — Insurance4carhire, for example — in the past. After all, they’ve been around for years and were once one of the few options for car hire excess cover.
But times have changed.
More and more drivers are looking for clearer, simpler policies that just work — and many are now choosing SimplyExcess.
1. Transparent, Straightforward Cover
We designed our policies to be easy to understand — no jargon, no fine print surprises. While some older providers still rely on complex terms and legacy pricing models, we keep it clean, clear, and modern.
2. More Cover, Less Cost
SimplyExcess costs just 65% of what you'd pay with Insurance4carhire, while offering higher excess limits and a much broader range of cover. It’s all part of our mission: better protection, clearer policies, better value.
Here’s how our Annual Europe policy compares to the one offered by Insurance4carhire:
| Feature | SimplyExcess | Insurance4carhire |
|---|---|---|
| Excess Reimbursement | £10,000 | £6,500 |
| Lockout & Keys | £3,000 | £500 |
| Towing Costs | £1,000 | Unspecified |
| Additional Drivers | 8 | 7 |
| Annual Europe Cost | £33.99 | £49.99 |
3. Built for Modern Travellers
SimplyExcess is focused purely on car hire excess insurance. That’s all we do — and we do it with purpose. Our tools are streamlined, no tedious forms, and our support team is here when you need us.
Thinking of Switching?
If you're currently with Insurance4carhire — or just exploring better options — we’d love to help. You might be surprised how much easier, faster, and more affordable your next trip could be.